새 질문 17
What are three potential issues for foreign financial institutions maintaining correspondent accounts with U.S. banks under the Patriot Act? Choose 3 answers

새로운 질문 18
What does designing a country as being of “prime money laundering concern” allow the U.S. government to do?

새 질문 19
When creating an anti-money laundering program for a foreign bank with branches in the United States, which of the following are included among the four minimum elements required under the USA PATRIOT Act?
1. The development of a Know Your Customer program.
2. An ongoing employee training program.
3. The designation of a compliance officer.
4. An independent audit function to test the program.

새로운 질문 20
An anti-money laundering specialist is employed by a large multi-national bank. The bank is planning to open an international department that will be responsible for expanding services to various countries. The head of the new international department has asked the specialist to assess risks associated with the bank’s expansion plans. Which of the following materials should be included as a reference?

새 질문 21
Which are social/economic consequences of money laundering? (Choose two.)

새 질문 22
A compliance officer is developing an anti-money laundering program for a financial institution located in a Financial Action Task Force member country. The institution conducts business with customers located in countries/jurisdictions that are not members of Financia Action Task Force. Which of the following issues should be addressed in the program?
1. The requirement to identify the beneficial owners of accounts.
2. The requirement for customer identification for the opening of new accounts.
3. The financial institution’s obligation to report suspicious transactions.
4. The obligation to freeze funds involved in suspicious transactions.

새 질문 23
Which three should real estate agents include in the criteria to assess their company’s potential money laundering and terrorist financing risks when implementing a reasonable risk-based approach?

새 질문 24
기관이 특정 계좌와 관련하여 STR을 제출한 후 법 집행 기관은 법 집행 기관에서 별도의 통지가 있을 때까지 해당 계좌를 계속 열어두도록 요청합니다.
교육기관은 어떤 조치를 취해야 하나요?

새 질문 25
Which principles should be included in a FATF-Style Regional Body (FSRB) update? (Choose two.)

새 질문 26
Which situations would require a financial institution (FI) to update its ML/TF risk assessment? (Choose two.)

새 질문 27
Which principles should be included in a FATF-Style Regional Body (FSRB) update? (Choose two.)

새 질문 28
자금 세탁 방지 전문가가 자금 세탁 방지 프로그램을 개발하여 시행하고 있습니다.
프로그램의 효과를 평가하는 데 가장 효과적인 리소스는 무엇인가요?

새 질문 29
The bank’s internal financial intelligence unit (FIU) has reviewed activity related to a politically exposed person (PEP); the activity in the account contains a large, round number, one time wire to an obscure organization. Which would not be a sufficient reason to file a SAR/STR?

새 질문 30
According to the Financial Action Task Force 40 Recommendations, Designated Non-Financial Businesses and Professionals include which entities?

새 질문 31
What are the regulatory risks to a bank employee who willfully violates anti-money laundering laws?

새 질문 32
볼프스부르크 그룹의 테러 자금 조달 억제를 위한 성명서에 따라 기관의 CTF 활동을 수정하려는 준법 감시인이 포함해야 하는 세 가지 절차는 무엇인가요?

새 질문 33
A foreign politically exposed person (PEP) requests to add a beneficiary to a file insurance policy.
How should the request be processed to mitigate risk?

새 질문 34
The most effective tool used to detect structured transactions is

새 질문 35
A popular restaurant in town has begun depositing less cash than it has in prior years. In a review of the customer’s accounts, you notice that credit card receipts have increased with no .
The account officer discovers that the restaurant has installed a privately-owned automated teller machine (ATM) onsite and has begun construction on a patio dining area.
Which red flag should trigger additional investigation?

새 질문 36
When an institution files an STR with regard to a particular account, what steps should the institution take via account?

새 질문 37
A local law enforcement officer notifies the bank compliance officer that he is working on an insurance fraud scheme that appears to be running transactions using the account of a bank employee. The law enforcement officer refers to a kiting suspicious transaction report filed by the compliance officer and requests further information.
What action should the compliance officer take?