CAMS PDF Exam Material 2025 Realistic CAMS Dumps Questions [Q17-Q37]

新问题 17
What are three potential issues for foreign financial institutions maintaining correspondent accounts with U.S. banks under the Patriot Act? Choose 3 answers

新问题 18
What does designing a country as being of “prime money laundering concern” allow the U.S. government to do?

新问题 19
When creating an anti-money laundering program for a foreign bank with branches in the United States, which of the following are included among the four minimum elements required under the USA PATRIOT Act?
1. The development of a Know Your Customer program.
2. An ongoing employee training program.
3. The designation of a compliance officer.
4. An independent audit function to test the program.

新问题 20
An anti-money laundering specialist is employed by a large multi-national bank. The bank is planning to open an international department that will be responsible for expanding services to various countries. The head of the new international department has asked the specialist to assess risks associated with the bank’s expansion plans. Which of the following materials should be included as a reference?

新问题 21
Which are social/economic consequences of money laundering? (Choose two.)

新问题 22
A compliance officer is developing an anti-money laundering program for a financial institution located in a Financial Action Task Force member country. The institution conducts business with customers located in countries/jurisdictions that are not members of Financia Action Task Force. Which of the following issues should be addressed in the program?
1. The requirement to identify the beneficial owners of accounts.
2. The requirement for customer identification for the opening of new accounts.
3. The financial institution’s obligation to report suspicious transactions.
4. The obligation to freeze funds involved in suspicious transactions.

新问题 23
Which three should real estate agents include in the criteria to assess their company’s potential money laundering and terrorist financing risks when implementing a reasonable risk-based approach?

新问题 24
在机构就某一特定账户提交可疑交易报告后，执法人员会要求机构在执法人员另行通知之前继续开立该账户。
机构应采取哪些措施？

新问题 25
Which principles should be included in a FATF-Style Regional Body (FSRB) update? (Choose two.)

新问题 26
Which situations would require a financial institution (FI) to update its ML/TF risk assessment? (Choose two.)

新问题 27
Which principles should be included in a FATF-Style Regional Body (FSRB) update? (Choose two.)

新问题 28
反洗钱专家刚刚制定并实施了一项反洗钱计划。
评估计划有效性的最有效资源是什么？

新问题 29
The bank’s internal financial intelligence unit (FIU) has reviewed activity related to a politically exposed person (PEP); the activity in the account contains a large, round number, one time wire to an obscure organization. Which would not be a sufficient reason to file a SAR/STR?

新问题 30
According to the Financial Action Task Force 40 Recommendations, Designated Non-Financial Businesses and Professionals include which entities?

新问题 31
What are the regulatory risks to a bank employee who willfully violates anti-money laundering laws?

新问题 32
根据沃尔夫斯堡集团的《制止向恐怖主义提供资助的声明》，合规官员在修订机构的反恐融资工作时应包括哪三个程序？

新问题 33
A foreign politically exposed person (PEP) requests to add a beneficiary to a file insurance policy.
How should the request be processed to mitigate risk?

新问题 34
The most effective tool used to detect structured transactions is

新问题 35
A popular restaurant in town has begun depositing less cash than it has in prior years. In a review of the customer’s accounts, you notice that credit card receipts have increased with no .
The account officer discovers that the restaurant has installed a privately-owned automated teller machine (ATM) onsite and has begun construction on a patio dining area.
Which red flag should trigger additional investigation?

新问题 36
When an institution files an STR with regard to a particular account, what steps should the institution take via account?

新问题 37
A local law enforcement officer notifies the bank compliance officer that he is working on an insurance fraud scheme that appears to be running transactions using the account of a bank employee. The law enforcement officer refers to a kiting suspicious transaction report filed by the compliance officer and requests further information.
What action should the compliance officer take?